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Robert J. (Bob) Smith

Robert J. (Bob) Smith , Executive Vice President

Robert J. (Bob) Smith has more than 25 years of experience financial services, focused on the strategic and operational leadership of banks and mortgage banks.

Prior to joining Real Matters, Mr. Smith served as President of AmeriSave Mortgage. Previously, he was head of mortgage operations for BNY Mellon, and President of Discover Home Loans. Before Discover, he spent nearly two decades with PHH Mortgage and Merrill Lynch Credit Corporation where he held a number of senior positions including Head of Capital Markets, Chief Credit Officer, Head of Correspondent Lending and Co-Head of PHH Home Loans, the largest mortgage joint venture in the country. Mr. Smith began his career in public accounting with Deloitte, where he was recognized as a National Industry Specialist in the bank/thrift and real estate industries.

Mr. Smith is board member of the Gator Bowl Association, and AS Direct Mortgage Capital, a European mortgage bank and services company.

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